Reduce Credit Card Debt and credit card fees.

Is your credit card debt crushing you?
Do you want to lower your card fees and charges, save some money and get ahead?
Then we hope this guide helps you.

how to Save Money - Reduce Credit Card debt - Low fee Credit cards USA- Low fee Credit cards Australia- 0% apr credit cards-

Reduce Credit Card debt
Over the past decade there has been an explosion in credit card debt worldwide as banks have encouraged consumers to spend more by regularly lifting our credit limits.
Now when things are getting a little hotter on the economic scene,you need to re-assess your credit card situation.
For some people, paying off their credit card is an option - if you fall into this category - do it!
For those who can not, then you should be considering using balance transfer opportunities to minimise the amount of interest you pay in a year. There are a constant stream of opportunities in this area - dont be shy, apply.
The worst that can happen is that you are rejected. You should also be aware that not all banks apply the same criteria and some are more vigorous in their checking.
Apply, apply until you can get all your credit card debt transferred onto no or low interest accounts.

For a few minutes work in sending your application you may save yourself thousands of dollars per year. And that is money that it would be very hard for you to save normally.
Go for the cards that offer you the longest term interest free or low interest on the balance transfer then when it returns to normal interest rates - pay it off and get another card.
One important point - when you take out a balance transfer card, dont use any of the new limit and make sure you pay off and close the original card as soon as possible.

Reduce Credit card debt -checklist
Here is a list of items you can check off to see if you are following good credit card practices.
1) Wherever possible pay off the outstanding total each month.
2) If you have an outstanding balance that is too difficult to reduce quickly, take out a balance transfer credit card and pay the most you can afford each month on the new card. Every cent you pay is paying off the balance.
3) Wherever possible, avoid using your credit card to obtain cash. Only use your card to pay for purchases.
4) If you have cash sitting in a bank account or term deposit, use it to pay off as much as you can of your credit card debt. You save a lot more reducing your credit card debt than you gain in interest from a bank account.
5) When you have finished paying off a credit card, re-assess whether or not you need the card. Most of us have a pocket full of different cards. Pay off the cards with the highest interest rate and close the account.

Below we have listed some of the better credit card options to be found around the world...(if you have any you wish to add, please email us at, info@tariksport.com

Best credit card offers - USA -
Capital One credit card- low interest and low balance transfer rate
Discover More credit card - low interest and low balance transfer rate
American Express Blue credit card - low interest and low balance transfer rate

Best credit card offers - Canada -
Capital One low rate platinum card - low interest and low balance transfer rate
MBNA Canada Bank platinum plus credit card -low interest and low balance transfer rate
Best credit card offers - Europe -
Virgin Money Credit Card MasterCard - low interest and low balance transfer rate
BT Credit card - low interest and low balance transfer rate
Best credit card offers - Australia -
Bankwest Lite credit card - low interest and low balance transfer rate
St.George Vertigo Mastercard - low interest and low balance transfer rate
Aussie Credit Card - low interest and low balance transfer rate