Best credit card offers - USA
Do you want to lower your card fees and payments, save some money and move forward financially? Then we hope this guide helps you.
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Best credit card offers USA
The current financial crisis makes it essential that you minimise the bank fees and charges that you pay out each month for credit card debt.
The best way to keep control of your finances is to limit the credit card costs - if you have a few credit cards with high interest, replace them by getting a few new cards with a low or zero balance transfer rate.Look for the no frills cards - its always you, the consumer, who pays for the frills in the long run.
Below we have listed some of the current best credit card offers available in the US. Take you time to check them out, andmake sure they are still current and suit your own financial circumstances.
For a few minutes work in sending your application you may save yourself thousands of dollars per year. And that is money that it would be very hard for you to save normally.
Go for the cards that offer you the longest term interest free or low interest on the balance transfer then when it returns to normal interest rates - pay it off and get another card.
One important point - when you take out a balance transfer card, dont use any of the new limit and make sure you pay off and closed the original card as soon as possible.
Good luck.
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Best American credit card offers.
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DISCOVER MORE CREDIT CARD |
* Unlimited cash rewards, automatically
* Up to 20% Cashback BonusŪ when you shop online*
* Double rewards with more than 100 Cashback Bonus Partners*
* 0% Intro APR for 12 months on Purchases and Balance Transfers
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Intro APR |
Intro Period |
Reg. APR |
Annual Fee |
Balance Transfer |
Credit needed | |
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0% |
12 months |
10.99% |
None |
Yes |
Good | |
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CAPITAL ONE CREDIT CARD |
* 0% intro APR until October 2009 on purchases and balance transfers
* Then a variable APR, now 8.9%
* Transfer higher-rate balances so you can make one easy payment each month
* No annual fee
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Intro APR |
Intro Period |
Reg. APR |
Annual Fee |
Balance Transfer |
Credit needed | |
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0% |
Oct 2009 |
8.90% |
None |
Yes |
Excellent | |
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HSBC Platinum MasterCard |
* Platinum benefits - unlimited purchase protection, extended warranties, rental car insurance.
* 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee.
* Instant decision in as little as 60 seconds.
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Intro APR |
Intro Period |
Reg. APR |
Annual Fee |
Balance Transfer |
Credit needed | |
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0% |
12 months |
8.99% + |
None |
Yes |
Good | |
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Chase PerfectCard MasterCard |
* 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
* 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
* 1% rebates on ALL other purchases made anywhere else
* 0% Intro APR for up to 6 months
* No Annual Fee
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Intro APR |
Intro Period |
Reg. APR |
Annual Fee |
Balance Transfer |
Credit needed | |
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0% |
6 months |
9.99% |
None |
Yes |
Good | |
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Citi Diamond Preferred Card |
* 0% APR* on balance transfers and purchases for up to 12 months
* CitiŪ Indentity Theft Solutions
* $0 Liability on unauthorized purchases
* No annual fee
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Intro APR |
Intro Period |
Reg. APR |
Annual Fee |
Balance Transfer |
Credit needed | |
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0% |
12 months |
7.74% |
None |
Yes |
Good | |
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